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Millions use Earnin to have money before payday. Critics state the application is benefiting from them.

Millions use Earnin to have money before payday. Critics state the application is benefiting from them. Breaking Information E-mails PALO ALTO, Calif. — In advertisements on Snapchat and Hulu, Earnin makes a pitch to those who require cash immediately: The smartphone software allows visitors to already access money they’ve won before payday. As a swap, …

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